Loan Documentation Specialist

CHS has an exciting opportunity in our CHS Capital group. We are looking for a Loan Documentation Specialist to coordinate all aspect of the commercial loan closing process and ensures that all terms of the sale are met as prescribed by the underwriter. You must be highly organized with excellent communication skills, both verbal and written, and manage multiple priorities in a fast paced environment.
You will:

  • Manage a large portfolio in excess of one hundred loans in process at any one time.

  • Prepare loan documents including real estate mortgages, loan agreements, promissory notes, security agreements, UCC- 1 & UCC-3 forms, EFS/CNS forms, subordinations, lists of potential buyers, assignments of indemnity, government payments, contract and any other forms needed to meet the requirements set forth by the underwriters and standard program guidelines.

  • Gather and review credit actions, third party reports including appraisals, UCC searches, environmental reports and title reports as well as various lender required documents

  • Maintain detailed checklists to deal files for internal audits during loan process.

  • Follow-up for receipt of documentation, providing guidance, assistance and additional requirements for completion when necessary.

  • Coordinate with processing staff, the loan officers and cooperatives as well as third party vendors, attorneys and escrow companies to ensure timely loan closings.

  • Order UCC searches per the requirements and tier placement of the loan conditions.

  • Review UCC documents and determine creditors require subordination and whether a loan can be funded based on the results of a post-search.

  • Maintain the tic system with daily entry into the CHS application management database of all information and communication pertaining to the status of all loan documents.

  • Perform daily maintenance of the UCC software tracking to ensure the UCC follow-up for continuations of active loans is timely and accurate.

  • Provide updates on the status of loans to processing staff, relationship staff, cooperative and dealership staff, UCC vendors, and other staff members.

  • Maintain and promote a strong safety culture and follow all safety policies, procedures and regulations. Identify and communicate workplace hazards and correct or seek assistance in correcting unsafe actions or conditions.

Basic Qualifications: (required)

  • Associate's degree with emphasis on legal and financial documentation

  • 4 plus years of experience in a commercial loan documentation environment

  • Experience working with closing attorneys to prepare loan documents and close commercial real estate transactions in multiple states

Preferred Qualifications: (desired)

  • Bachelor's degree with emphasis on legal and financial documentation

  • Paralegal certification

  • Knowledge of real estate title work and the ability to resolve exceptions

  • Experience with Agricultural lending with an understanding of the Central Notification Systems (EFS/CNS)

  • Experience in a large financial operations document units, high volume indirect financing operations

Don't Be Fooled

The fraudster will send a check to the victim who has accepted a job. The check can be for multiple reasons such as signing bonus, supplies, etc. The victim will be instructed to deposit the check and use the money for any of these reasons and then instructed to send the remaining funds to the fraudster. The check will bounce and the victim is left responsible.